/* Сметка — основные стили. Цвета задаются токенами в :root, тёмная тема — автоматически. */
/* Layout: журнальная лента на тёплом молочном фоне; навигация по жизненным ситуациям; калькулятор как «квитанция» с лестницей налога */
:root{
  --bg:#FAF6EE; --surface:#FFFDF8; --sunk:#F2ECE0; --line:#E4DCCB;
  --ink:#14233F; --ink-2:#42506B; --ink-3:#7A8398;
  --accent:#0E8C7A; --accent-soft:#D9F0EB; --amber:#E9A23B; --amber-ink:#3A2600;
  --warn:#C2412D; --warn-soft:#FBE6E1;
  --t-dengi:#E3F1EA; --t-rabota:#E6ECF8; --t-obuch:#F3EAF7; --t-invest:#E2F0F2;
  --t-delo:#FBEFDC; --t-samo:#F7E8EC; --t-econ:#ECEDE4; --t-vypl:#E9F2DF;
  --b13:#0E8C7A; --b15:#3E7FBF; --b18:#E9A23B; --b20:#D9673A; --b22:#B23A48;
  --f-display:"Unbounded","Golos Text",system-ui,sans-serif;
  --f-body:"Golos Text",system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;
  --f-mono:"JetBrains Mono",ui-monospace,"SFMono-Regular",Menlo,monospace;
  --r:14px;
}
@media (prefers-color-scheme:dark){:root:not([data-theme="light"]){
  --bg:#0F1726; --surface:#162032; --sunk:#0B1220; --line:#26324A;
  --ink:#EEF1F7; --ink-2:#B9C2D3; --ink-3:#8590A6;
  --accent:#35C3AC; --accent-soft:#123B37; --amber:#F2B457; --amber-ink:#2A1A00;
  --warn:#F07A66; --warn-soft:#3A1C18;
  --t-dengi:#14302A; --t-rabota:#18243D; --t-obuch:#2A1D33; --t-invest:#132E33;
  --t-delo:#33281A; --t-samo:#331C24; --t-econ:#25281F; --t-vypl:#1E2D1A;
  --b13:#35C3AC; --b15:#6AA7E3; --b18:#F2B457; --b20:#EE875C; --b22:#E0697A;
  color-scheme:dark}}
:root[data-theme="dark"]{
  --bg:#0F1726; --surface:#162032; --sunk:#0B1220; --line:#26324A;
  --ink:#EEF1F7; --ink-2:#B9C2D3; --ink-3:#8590A6;
  --accent:#35C3AC; --accent-soft:#123B37; --amber:#F2B457; --amber-ink:#2A1A00;
  --warn:#F07A66; --warn-soft:#3A1C18;
  --t-dengi:#14302A; --t-rabota:#18243D; --t-obuch:#2A1D33; --t-invest:#132E33;
  --t-delo:#33281A; --t-samo:#331C24; --t-econ:#25281F; --t-vypl:#1E2D1A;
  --b13:#35C3AC; --b15:#6AA7E3; --b18:#F2B457; --b20:#EE875C; --b22:#E0697A;
  color-scheme:dark}

*{box-sizing:border-box}
body{margin:0;background:var(--bg);color:var(--ink);font:400 17px/1.6 var(--f-body);-webkit-font-smoothing:antialiased}
@media (max-width:640px){body{font-size:18px}}
a{color:inherit}
button,input{font:inherit;color:inherit}
:focus-visible{outline:2px solid var(--accent);outline-offset:2px;border-radius:6px}
h1,h2,h3{text-wrap:balance;margin:0}
.wrap{max-width:1140px;margin:0 auto;padding-left:max(16px,env(safe-area-inset-left,0px));padding-right:max(16px,env(safe-area-inset-right,0px))}
.mono{font-family:var(--f-mono);font-variant-numeric:tabular-nums}
.eyebrow{font-size:12px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--ink-3)}

/* шапка */
body::before{content:"";position:fixed;inset:0 0 auto;height:env(safe-area-inset-top,0px);z-index:10;background:var(--ink)}
.top{position:sticky;top:env(safe-area-inset-top,0px);z-index:9;background:var(--ink);color:var(--bg)}
.top .wrap{display:flex;align-items:center;gap:20px;min-height:60px}
.logo{display:flex;align-items:baseline;gap:8px;text-decoration:none;font-family:var(--f-display);font-weight:700;font-size:19px;letter-spacing:-.01em;white-space:nowrap}
.logo i{font-style:normal;color:var(--accent)}
.logo small{font-family:var(--f-body);font-size:11px;font-weight:500;opacity:.55;letter-spacing:.02em}
.nav{display:flex;gap:4px;overflow-x:auto;scrollbar-width:none;flex:1;min-width:0}
.nav::-webkit-scrollbar{display:none}
.nav a{text-decoration:none;font-size:14px;font-weight:500;padding:6px 10px;border-radius:999px;opacity:.82;white-space:nowrap}
.nav a:hover,.nav a.on{opacity:1;background:color-mix(in srgb,var(--bg) 14%,transparent)}
.sub-btn{background:var(--amber);color:var(--amber-ink);border:0;border-radius:999px;padding:8px 14px;font-weight:600;font-size:14px;cursor:pointer;white-space:nowrap;text-decoration:none}
@media (max-width:820px){.sub-btn{display:none}}
.progress{position:absolute;left:0;bottom:0;height:3px;background:var(--accent);width:0;transition:width .1s linear}

main{padding-block:28px 64px}
section+section{margin-top:56px}
.sec-head{display:flex;justify-content:space-between;align-items:baseline;gap:16px;margin-bottom:18px;flex-wrap:wrap}
.sec-head h2{font-family:var(--f-display);font-weight:700;font-size:clamp(20px,2.4vw,26px);letter-spacing:-.01em}
.sec-head a{font-size:14px;color:var(--accent);text-decoration:none;font-weight:600}

/* главная: ситуации */
.hero{display:grid;grid-template-columns:1.25fr 1fr;gap:28px;align-items:stretch}
@media (max-width:900px){.hero{grid-template-columns:1fr}}
.hero h1{font-family:var(--f-display);font-weight:700;font-size:clamp(30px,4.6vw,52px);line-height:1.05;letter-spacing:-.025em}
.hero h1 em{font-style:normal;color:var(--accent)}
.hero p.lead{color:var(--ink-2);font-size:19px;max-width:34ch;margin:16px 0 22px}
.chips{display:flex;flex-wrap:wrap;gap:8px}
.chip{border:1px solid var(--line);background:var(--surface);border-radius:999px;padding:9px 15px;font-size:15px;font-weight:500;cursor:pointer;text-decoration:none;transition:border-color .15s,transform .15s}
.chip:hover{border-color:var(--accent);transform:translateY(-1px)}
.chip span{color:var(--ink-3);margin-left:6px;font-size:13px}

.teaser{background:var(--ink);color:var(--bg);border-radius:22px;padding:24px;display:flex;flex-direction:column;gap:14px;position:relative;overflow:hidden}
.teaser .eyebrow{color:color-mix(in srgb,var(--bg) 60%,transparent)}
.teaser h3{font-family:var(--f-display);font-size:20px;font-weight:700}
.teaser label{font-size:13px;opacity:.75}
.teaser .field{display:flex;align-items:center;background:color-mix(in srgb,var(--bg) 10%,transparent);border-radius:12px;padding:4px 14px}
.teaser input{background:transparent;border:0;outline:0;width:100%;font-family:var(--f-mono);font-size:24px;padding:8px 0;color:var(--bg)}
.teaser .res{display:flex;justify-content:space-between;align-items:end;gap:12px;flex-wrap:wrap}
.teaser .res b{font-family:var(--f-mono);font-size:30px;color:var(--accent);font-weight:700}
.teaser a.go{align-self:flex-start;background:var(--amber);color:var(--amber-ink);text-decoration:none;font-weight:600;padding:10px 16px;border-radius:999px;font-size:15px}
.teaser .note{font-size:12px;opacity:.6}

/* разделы */
.sections{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px}
@media (max-width:980px){.sections{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:460px){.sections{grid-template-columns:1fr}}
.sect{border-radius:var(--r);padding:18px;text-decoration:none;display:flex;flex-direction:column;gap:6px;min-height:150px;transition:transform .15s}
.sect:hover{transform:translateY(-2px)}
.sect h3{font-family:var(--f-display);font-size:17px;font-weight:700}
.sect p{margin:0;color:var(--ink-2);font-size:14px;line-height:1.45}
.sect .path{margin-top:auto;font-family:var(--f-mono);font-size:12px;color:var(--ink-3)}

/* лента */
.feed{display:grid;grid-template-columns:1.4fr 1fr;gap:28px}
@media (max-width:900px){.feed{grid-template-columns:1fr}}
.lead-story{text-decoration:none;display:flex;flex-direction:column;gap:12px}
.lead-story .pic{aspect-ratio:16/9;max-width:100%;border-radius:var(--r);background:var(--t-rabota);position:relative;overflow:hidden}
.lead-story h3{font-family:var(--f-display);font-size:clamp(22px,2.6vw,30px);line-height:1.15;letter-spacing:-.015em}
.lead-story p{margin:0;color:var(--ink-2)}
.tag{display:inline-block;font-size:12px;font-weight:600;padding:3px 9px;border-radius:999px;background:var(--accent-soft);color:var(--accent)}
.list{display:flex;flex-direction:column}
.item{display:grid;grid-template-columns:1fr auto;gap:4px 12px;padding:14px 0;border-top:1px solid var(--line);text-decoration:none}
.item:first-child{border-top:0;padding-top:0}
.item h4{margin:0;font-size:17px;font-weight:600;line-height:1.35;grid-column:1/-1}
.item .meta{font-size:13px;color:var(--ink-3)}
.item:hover h4{color:var(--accent)}

/* калькуляторы-рельс */
.rail{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px}
@media (max-width:900px){.rail{grid-template-columns:repeat(2,minmax(0,1fr))}}
.calc-card{border:1px solid var(--line);background:var(--surface);border-radius:var(--r);padding:16px;text-decoration:none;display:flex;flex-direction:column;gap:6px}
.calc-card .ic{font-family:var(--f-mono);font-size:22px;color:var(--accent);font-weight:700}
.calc-card b{font-weight:600}
.calc-card span{font-size:13px;color:var(--ink-3)}
.calc-card.soon{opacity:.6}

/* подписка */
.subscribe{background:var(--accent);color:#fff;border-radius:22px;padding:28px;display:grid;grid-template-columns:1.3fr 1fr;gap:20px;align-items:center}
@media (max-width:760px){.subscribe{grid-template-columns:1fr}}
.subscribe h2{font-family:var(--f-display);font-size:clamp(20px,2.4vw,26px)}
.subscribe p{margin:8px 0 0;opacity:.9}
.subscribe .btns{display:flex;gap:10px;flex-wrap:wrap}
.subscribe .btns a{background:#fff;color:#0B3D36;text-decoration:none;font-weight:600;padding:11px 18px;border-radius:999px}

/* статья */
.crumbs{font-size:14px;color:var(--ink-3);display:flex;gap:8px;flex-wrap:wrap}
.crumbs a{text-decoration:none;color:var(--ink-2)}
.art{display:grid;grid-template-columns:minmax(0,1fr) 260px;gap:48px;margin-top:18px}
@media (max-width:980px){.art{grid-template-columns:1fr}.toc-side{display:none}}
.art-body{max-width:70ch}
.art h1{font-family:var(--f-display);font-weight:700;font-size:clamp(28px,4vw,44px);line-height:1.1;letter-spacing:-.02em;margin:10px 0 14px}
.byline{display:flex;gap:10px 16px;flex-wrap:wrap;font-size:14px;color:var(--ink-3);align-items:center}
.byline .who{display:flex;align-items:center;gap:8px;color:var(--ink-2);font-weight:500}
.ava{width:28px;height:28px;border-radius:50%;background:var(--ink);color:var(--bg);display:grid;place-items:center;font-size:12px;font-weight:700}
.short{background:var(--accent-soft);border-radius:var(--r);padding:18px 20px;margin:24px 0}
.short h2{font-family:var(--f-body);font-size:13px;letter-spacing:.08em;text-transform:uppercase;color:var(--accent);margin-bottom:8px}
.short ul{margin:0;padding-left:20px}
.short li+li{margin-top:6px}
.art-body h2{font-family:var(--f-display);font-size:24px;letter-spacing:-.01em;margin:40px 0 12px;scroll-margin-top:90px}
.art-body p{margin:0 0 16px}
.toc-inline{border:1px solid var(--line);border-radius:var(--r);padding:14px 18px;margin:0 0 24px}
@media (min-width:981px){.toc-inline{display:none}}
.toc-inline summary{cursor:pointer;font-weight:600}
.toc ol{margin:8px 0 0;padding-left:20px;font-size:15px}
.toc li{margin:6px 0}
.toc a{text-decoration:none;color:var(--ink-2)}
.toc a.on{color:var(--accent);font-weight:600}
.toc-side{position:sticky;top:calc(env(safe-area-inset-top,0px) + 84px);align-self:start;display:flex;flex-direction:column;gap:20px}
.side-cta{background:var(--ink);color:var(--bg);border-radius:var(--r);padding:16px}
.side-cta b{display:block;font-family:var(--f-display);font-size:15px;margin-bottom:6px}
.side-cta a{color:var(--accent);font-weight:600;text-decoration:none;font-size:14px}

table.rates{width:100%;border-collapse:collapse;font-size:15px}
.tbl{overflow-x:auto;margin:0 0 20px;border:1px solid var(--line);border-radius:var(--r)}
table.rates th,table.rates td{padding:10px 14px;text-align:left;border-bottom:1px solid var(--line)}
table.rates tr:last-child td{border-bottom:0}
table.rates th{font-size:12px;letter-spacing:.06em;text-transform:uppercase;color:var(--ink-3);background:var(--sunk);font-weight:600}
table.rates td.mono{white-space:nowrap}
.dot{display:inline-block;width:10px;height:10px;border-radius:3px;margin-right:8px;vertical-align:middle}

.inline-calc{border:2px solid var(--accent);border-radius:var(--r);padding:18px;margin:24px 0;display:grid;grid-template-columns:1fr 1fr;gap:16px;align-items:end}
@media (max-width:560px){.inline-calc{grid-template-columns:1fr}}
.inline-calc .eyebrow{grid-column:1/-1;color:var(--accent)}
.inline-calc label{font-size:13px;color:var(--ink-3);display:block;margin-bottom:4px}
.inp{display:flex;align-items:center;border:1px solid var(--line);background:var(--surface);border-radius:10px;padding:0 12px}
.inp input{border:0;outline:0;background:transparent;width:100%;padding:10px 0;font-family:var(--f-mono);font-size:20px}
.inp span{color:var(--ink-3)}
.inline-calc .out b{font-family:var(--f-mono);font-size:26px;color:var(--accent)}
.inline-calc .out div{font-size:13px;color:var(--ink-3)}
.inline-calc a{grid-column:1/-1;color:var(--accent);font-weight:600;text-decoration:none;font-size:15px}

.callout{border-left:3px solid var(--amber);background:var(--sunk);padding:14px 18px;border-radius:0 var(--r) var(--r) 0;margin:0 0 20px;font-size:16px}
.callout.warn{border-color:var(--warn);background:var(--warn-soft)}
.also{border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:14px 0;margin:28px 0}
.also .eyebrow{margin-bottom:6px}
.also a{display:block;font-weight:600;text-decoration:none;padding:4px 0}
.also a:hover{color:var(--accent)}

.ad{border:1px dashed var(--line);border-radius:var(--r);padding:16px 18px;margin:28px 0;background:var(--surface);display:grid;gap:8px}
.ad .mark{display:flex;justify-content:space-between;gap:10px;flex-wrap:wrap;font-size:12px;color:var(--ink-3)}
.ad .mark b{font-weight:600;color:var(--ink-2)}
.ad h4{margin:0;font-size:17px}
.ad p{margin:0;font-size:14px;color:var(--ink-2)}
.ad a.btn{justify-self:start;background:var(--amber);color:var(--amber-ink);font-weight:600;text-decoration:none;padding:9px 16px;border-radius:999px;font-size:15px}
.ad .tmpl{font-size:12px;color:var(--warn)}

.sources{font-size:14px;color:var(--ink-2)}
.sources ol{padding-left:20px}
.disc{font-size:13px;color:var(--ink-3);border-top:1px solid var(--line);padding-top:14px;margin-top:20px}
.related{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;margin-top:20px}
@media (max-width:760px){.related{grid-template-columns:1fr}}
.rel{border-radius:var(--r);padding:16px;text-decoration:none;display:flex;flex-direction:column;gap:8px}
.rel b{font-weight:600;line-height:1.35}
.rel span{font-size:13px;color:var(--ink-3)}

/* калькулятор */
.calc{display:grid;grid-template-columns:360px minmax(0,1fr);gap:28px;margin-top:18px}
@media (max-width:900px){.calc{grid-template-columns:1fr}}
.calc h1{font-family:var(--f-display);font-weight:700;font-size:clamp(26px,3.6vw,40px);line-height:1.1;letter-spacing:-.02em;margin:10px 0 8px}
.panel{background:var(--surface);border:1px solid var(--line);border-radius:18px;padding:20px;display:flex;flex-direction:column;gap:16px;align-self:start}
.panel .big .inp input{font-size:26px;padding:12px 0}
.seg{display:flex;background:var(--sunk);border-radius:10px;padding:3px;gap:3px}
.seg button{flex:1;border:0;background:transparent;padding:8px;border-radius:8px;cursor:pointer;font-size:14px;font-weight:500}
.seg button.on{background:var(--surface);box-shadow:0 1px 2px rgba(20,35,63,.12)}
.hint{font-size:13px;color:var(--ink-3);margin:0}
.receipt{background:var(--surface);border:1px solid var(--line);border-radius:18px;overflow:hidden}
.receipt .top-r{padding:22px;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;border-bottom:1px dashed var(--line)}
@media (max-width:560px){.receipt .top-r{grid-template-columns:1fr}}
.kv .k{font-size:13px;color:var(--ink-3)}
.kv .v{font-family:var(--f-mono);font-size:24px;font-weight:700;font-variant-numeric:tabular-nums}
.kv.main .v{color:var(--accent);font-size:32px}
.ladder{padding:22px;border-bottom:1px dashed var(--line)}
.ladder h3,.months h3{font-size:16px;font-weight:600;margin-bottom:4px}
.ladder p,.months p{margin:0 0 14px;font-size:14px;color:var(--ink-2)}
.lbar{display:flex;height:34px;border-radius:8px;overflow:hidden;background:var(--sunk)}
.lbar div{height:100%;min-width:0;display:flex;align-items:center;justify-content:center;font-size:12px;font-weight:700;color:#fff;font-family:var(--f-mono);white-space:nowrap;overflow:hidden}
.legend{display:flex;flex-wrap:wrap;gap:6px 16px;margin-top:10px;font-size:13px;color:var(--ink-2)}
.months{padding:22px}
.chart{display:grid;grid-template-columns:repeat(12,minmax(0,1fr));gap:6px;align-items:end;height:170px;padding-top:24px;position:relative}
.bar{position:relative;border-radius:6px 6px 2px 2px;min-height:4px;transition:height .25s}
.bar .lbl{position:absolute;top:-20px;left:50%;transform:translateX(-50%);font-family:var(--f-mono);font-size:10px;color:var(--ink-3);white-space:nowrap}
.mnames{display:grid;grid-template-columns:repeat(12,minmax(0,1fr));gap:6px;margin-top:6px;font-size:11px;color:var(--ink-3);text-align:center}
.mtbl{margin-top:18px;overflow-x:auto}
.mtbl table{width:100%;border-collapse:collapse;font-size:14px;font-variant-numeric:tabular-nums}
.mtbl th,.mtbl td{padding:7px 10px;text-align:right;border-bottom:1px solid var(--line);white-space:nowrap}
.mtbl th:first-child,.mtbl td:first-child{text-align:left}
.mtbl th{font-size:12px;color:var(--ink-3);font-weight:600}
.mtbl tr.jump td{background:var(--warn-soft)}
.alert{margin-top:14px;padding:12px 14px;border-radius:10px;background:var(--warn-soft);font-size:14px}
.alert b{color:var(--warn)}
.calc-foot{margin-top:28px}

footer{background:var(--ink);color:var(--bg);padding-block:36px}
footer .cols{display:grid;grid-template-columns:1.4fr repeat(3,1fr);gap:24px}
@media (max-width:760px){footer .cols{grid-template-columns:1fr 1fr}}
footer h4{margin:0 0 10px;font-size:13px;letter-spacing:.06em;text-transform:uppercase;opacity:.6}
footer a{display:block;text-decoration:none;opacity:.85;font-size:14px;padding:3px 0}
footer p{font-size:13px;opacity:.65;margin:10px 0 0;max-width:40ch}
footer .legal{border-top:1px solid color-mix(in srgb,var(--bg) 18%,transparent);margin-top:24px;padding-top:16px;font-size:12px;opacity:.55}
@media (prefers-reduced-motion:reduce){*{transition:none!important}}

/* ===== дополнения к макету v1 ===== */
html{-webkit-text-size-adjust:100%}
[hidden]{display:none!important}
img{max-width:100%;height:auto}
.skip{position:absolute;left:-9999px;top:0;background:var(--amber);color:var(--amber-ink);padding:8px 14px;z-index:20;border-radius:0 0 8px 0}
.skip:focus{left:0}
.logo{color:var(--bg)}
.logo .mark{display:inline-grid;place-items:center;width:26px;height:26px;border-radius:8px;background:var(--accent);color:#fff;font-size:15px;margin-right:2px;transform:translateY(3px)}
@media (max-width:560px){.logo small{display:none}}

/* плашки статьи */
.checked{display:flex;gap:10px;align-items:center;margin-top:14px;padding:10px 14px;border-radius:10px;background:var(--sunk);font-size:14px;color:var(--ink-2)}
.checked b{color:var(--ink)}
.checked .ok{color:var(--accent);font-weight:700}
.byline a{text-decoration:none}
.byline a:hover{color:var(--accent)}
.art-body ul,.art-body ol{padding-left:22px;margin:0 0 16px}
.art-body li+li{margin-top:6px}
.art-body h3{font-size:19px;margin:28px 0 10px}
.art-body a{color:var(--accent)}
.art-body .also a,.art-body .rel{color:inherit}
.updated{font-size:13px;color:var(--ink-3)}

/* раздел */
.sec-hero{border-radius:22px;padding:28px;margin-top:16px}
.sec-hero h1{font-family:var(--f-display);font-weight:700;font-size:clamp(28px,4vw,44px);letter-spacing:-.02em;line-height:1.1}
.sec-hero p{color:var(--ink-2);max-width:60ch;margin:12px 0 0;font-size:18px}
.tags{display:flex;flex-wrap:wrap;gap:8px;margin-top:16px}
.tags span{background:color-mix(in srgb,var(--surface) 70%,transparent);border-radius:999px;padding:5px 12px;font-size:14px}
.cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px}
@media (max-width:900px){.cards{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:560px){.cards{grid-template-columns:1fr}}
.card{border:1px solid var(--line);background:var(--surface);border-radius:var(--r);padding:18px;text-decoration:none;display:flex;flex-direction:column;gap:10px}
.card:hover{border-color:var(--accent)}
.card h3{font-size:18px;font-weight:600;line-height:1.3}
.card p{margin:0;font-size:15px;color:var(--ink-2)}
.card .meta{margin-top:auto;font-size:13px;color:var(--ink-3)}
.soon{border:1px dashed var(--line);border-radius:var(--r);padding:18px 20px;color:var(--ink-2)}
.soon h3{font-size:15px;font-weight:600;margin-bottom:8px;color:var(--ink)}
.soon ul{margin:0;padding-left:20px}
.soon li{margin:4px 0}

/* служебные страницы */
.page{max-width:72ch;margin-top:16px}
.page h1{font-family:var(--f-display);font-weight:700;font-size:clamp(26px,3.6vw,40px);letter-spacing:-.02em;line-height:1.1;margin:10px 0 18px}
.page h2{font-family:var(--f-display);font-size:21px;margin:32px 0 10px}
.page h3{font-size:18px;margin:22px 0 8px}
.page p,.page ul,.page ol{margin:0 0 14px}
.page a{color:var(--accent)}
.page table{border-collapse:collapse;width:100%;font-size:15px;margin:0 0 16px}
.page td,.page th{border-bottom:1px solid var(--line);padding:8px 10px;text-align:left;vertical-align:top}
.todo{background:var(--warn-soft);color:var(--warn);border-radius:6px;padding:0 6px;font-weight:600}
.author{display:grid;grid-template-columns:120px 1fr;gap:22px;align-items:start;margin:18px 0 26px}
@media (max-width:520px){.author{grid-template-columns:1fr}}
.author .photo{width:120px;height:120px;border-radius:24px;background:var(--ink);color:var(--bg);display:grid;place-items:center;font-family:var(--f-display);font-size:40px;font-weight:700;overflow:hidden}
.author .photo img{width:100%;height:100%;object-fit:cover}
.author .role{color:var(--ink-3);font-size:15px;margin-top:2px}
.facts{list-style:none;padding:0!important}
.facts li{padding:8px 0;border-bottom:1px solid var(--line)}

/* cookie: тонкая полоса снизу, без перекрытия контента в первые секунды */
.cookie{position:fixed;left:12px;right:12px;bottom:calc(12px + env(safe-area-inset-bottom,0px));z-index:30;max-width:720px;margin:0 auto;background:var(--surface);border:1px solid var(--line);border-radius:14px;padding:12px 14px;display:flex;gap:12px;align-items:center;flex-wrap:wrap;font-size:14px;box-shadow:0 10px 30px rgba(0,0,0,.12)}
.cookie p{margin:0;flex:1 1 280px;color:var(--ink-2)}
.cookie a{color:var(--accent)}
.cookie button{border:0;border-radius:999px;padding:8px 14px;font-weight:600;cursor:pointer}
.cookie .yes{background:var(--ink);color:var(--bg)}
.cookie .no{background:var(--sunk)}

footer .legal a{display:inline;opacity:1;font-size:12px;padding:0}
footer .legal span+span::before{content:" · "}
.situ-note{font-size:13px;color:var(--ink-3);margin-top:12px}
@media (max-width:1440px){.top .logo small{display:none}}
@media (max-width:980px){.toc-side{position:static}.toc-side .toc{display:none}}
.lead-story .pic img{display:block}
.nav{mask-image:linear-gradient(90deg,#000 calc(100% - 24px),transparent);-webkit-mask-image:linear-gradient(90deg,#000 calc(100% - 24px),transparent)}
.art-body .short h2{font-family:var(--f-body);font-size:13px;letter-spacing:.08em;margin:0 0 8px;color:var(--accent)}
@media (max-width:1400px){.top .wrap{gap:14px}.nav{gap:2px}.nav a{padding:6px 8px;font-size:13.5px}}
.receipt .kv .v{font-size:clamp(18px,1.9vw,24px)}
.receipt .kv.main .v{font-size:clamp(26px,2.6vw,32px)}
/* шапка, подвал и тёмные карточки: свои токены, чтобы в тёмной теме не светлели */
:root{--head:#14233F;--head-ink:#FAF6EE}
@media (prefers-color-scheme:dark){:root:not([data-theme="light"]){--head:#0A101C;--head-ink:#EEF1F7}}
:root[data-theme="dark"]{--head:#0A101C;--head-ink:#EEF1F7}
.top,body::before,footer,.teaser,.side-cta{background:var(--head);color:var(--head-ink)}
.logo{color:var(--head-ink)}
.teaser input{color:var(--head-ink)}
.teaser .field{background:color-mix(in srgb,var(--head-ink) 10%,transparent)}
.nav a:hover,.nav a.on{background:color-mix(in srgb,var(--head-ink) 14%,transparent)}
.teaser .eyebrow{color:color-mix(in srgb,var(--head-ink) 60%,transparent)}
footer .legal{border-top-color:color-mix(in srgb,var(--head-ink) 18%,transparent)}
.ava,.author .photo{background:var(--head);color:var(--head-ink)}
@media (prefers-color-scheme:dark){:root:not([data-theme="light"]) .ava,:root:not([data-theme="light"]) .author .photo{background:var(--accent-soft);color:var(--accent)}}
/* калькулятор вклада */
.pair{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.terms{display:flex;flex-wrap:wrap;gap:6px}
.terms button{border:1px solid var(--line);background:var(--surface);border-radius:999px;padding:6px 12px;font-size:14px;cursor:pointer}
.terms button:hover{border-color:var(--accent)}
.more summary{cursor:pointer;font-weight:600;font-size:15px}
.vaxis{display:flex;justify-content:space-between;font-size:12px;color:var(--ink-3);margin-top:6px}
.taxbox{width:100%;border-collapse:collapse;font-size:15px}
.taxbox td{padding:8px 0;border-bottom:1px solid var(--line)}
.taxbox td.mono{text-align:right;white-space:nowrap}
.taxbox tr.sum td{font-weight:700;border-bottom:0}
.inline-calc.ic-vklad{grid-template-columns:repeat(3,minmax(0,1fr))}
.inline-calc.ic-vklad .out{grid-column:1/-1}
@media (max-width:560px){.inline-calc.ic-vklad{grid-template-columns:1fr 1fr}.inline-calc.ic-vklad>div:nth-of-type(2){grid-column:1/-1}}
@media (max-width:980px){.art{grid-template-columns:minmax(0,1fr)}}
.art-body{min-width:0}
.callout p:last-child{margin-bottom:0}
@media (max-width:560px){table.rates th,table.rates td{padding:8px 10px}table.rates th{letter-spacing:.02em}}